
Sh Joe earned his Bachelors in Law and Islamic Studies from the University of Medina, and holds masters degrees in Islamic Law from University of Medina and Binoria International University. He is currently pursuing a Ph.D. at the International Islamic University of Malaysia with a focus on financial injustice. He is also a Certified Sharia Adviser and Auditor by AAOIFI (Accounting and Auditing Organization for Islamic Financial Institutions(AAOIFI).